SPEED. FLEXIBILITY. TRUST
Strategic Lending for Real Estate Investors Who Move Fast. We specialize in private capital solutions tailored for real estate professionals—offering rapid gap financing, bridge loans, and deal-specific funding with unmatched reliability. Whether you're seizing a time-sensitive opportunity, repositioning assets, or scaling your portfolio, our team delivers with precision, adaptability, and a deep understanding of investment strategy.
Ikonic Capital | Fix & Flip Loan Program
Up to 95% LTC
75% LTV
100% of rehab budget with 4-day draws
12- 24 month term options
1 - 4 Units; Condos; Townhomes;
5+ Unit Apartments; Mixed-Use Properties
Loans from $250K to $7.5M
Rates as low as 8.45%
Defer the payment of your origination fees to when you exit the property
Program Highlights
We Fund What You’re Building. Whether you're building to rent or building to sell, Ikonic Capital specializes in vertical construction financing for new projects from single builds to multi-unit developments, our capital is designed to move with your vision.
Built Loans designed for Builders. Backed by Strategy.
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Single Projects or Full Developments: Scalable solutions for every stage
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Speed & Flexibility: Close quickly, pivot confidently, and build without delay
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Investor-Centric Structuring: Tailored terms that align with your exit strategy—whether it’s rent, sale, or refinance
You Bring the Vision. We Bring the Capital. Ikonic Capital’s construction loans are more than funding—they’re a foundation
Ikonic Capital | New Construction Loan Program
Up to 90% LTC, 75% LTARV
Loans from $500K to $10M
12 - 24 month loan term options
Interest-only new construction loans, paying only on drawn funds
Fast draw process and fund in as little as four days
1 - 4 Units; Condos; Townhomes;
5+ Unit Apartments; Mixed-Use Properties
Rates as low as 10.2%
Cashout Refinance Option Available
Use fix & flip experience to qualify for new construction financing
Program Highlights
We Fund What You’re Building. Whether you're building to rent or building to sell, Ikonic Capital specializes in vertical construction financing for new projects from single builds to multi-unit developments, our capital is designed to move with your vision.
Built Loans designed for Builders. Backed by Strategy.
-
Single Projects or Full Developments: Scalable solutions for every stage
-
Speed & Flexibility: Close quickly, pivot confidently, and build without delay
-
Investor-Centric Structuring: Tailored terms that align with your exit strategy—whether it’s rent, sale, or refinance
You Bring the Vision. We Bring the Capital. Ikonic Capital’s construction loans are more than funding—they’re a foundation.
Ikonic Capital | Bridge Loan Program
Fast closing (5-14 days)
No prepayment penalty options
Up to 85% LTV
6–24 month term options
Cashout options available
Loans from $500k to $10M
Program Highlights
Speed Meets Strategy. When timing is everything, Ikonic Capital’s Bridge Loan Program delivers. Whether you're racing toward a closing or buying time to refine your investment playbook, our streamlined solution gives you the leverage to act decisively.
Rental Loans - Single Family and Multi-Unit
Non-Owner Occupied 1-4 Family Real Estate; Condos; Townhomes; Multi-Family
Apartment Buildings (5 – 9 Units)
Up to 75% LTV (Interest-Only Options)
Term: 5, 7, & 10 Year
Loan Amount: $2.5M – $75M+
Amortization Options: 30-Year and Interest-Only Options Available
Number of Units: 20 to 100+ Units
Occupancy Rate: 90% + Leased
Recourse: Non-Recourse
Pre-Payment: Flexible Pre-Payment Options
Ikonic Capital | Rental Portfolio Loan Program
Fuel Your Growth. Fortify Your Holdings. Ikonic Capital’s Rental Portfolio Loan Program empowers experienced and institutional investors with flexible, long-term financing tailored to scale. Whether you're acquiring new assets or optimizing an existing portfolio, our solutions are built to support your vision—from single properties to expansive portfolios.
RENTAL PORTFOLIO LOANS
Loans from $250K to $10M
Flexible term and interest rate options - Interest Only or Fixed
Up to 80% LTV on purchase, up to 75% on rate/term refi and cash out
No personal income requirements
1-9 SFR units. 1-4 units up to 9. Multiple loans available
Rates as low as 6.5%
No pre-payment penalty options available
Leverage on the full market value of the property in just 90 days.
DSCR
85% LTC of purchase price + verified completed capex.
75% LTV
1.10 exit DSCR based on lower of in place rent and market rent
Minimum FICO: 660
Purpose: To provide bridge financing on a property that is currently rented or soon to be rented, but is not yet ready for permanent financing
Loan Amount: $250,000 - $10,000,000
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Loan Type: Purchase, Rate & Term, Cash-Out
Asset Type: Single Family; 1-4 Units; and 5-10 Units; Condos; Townhomes; Condo Conversions
Loan Type: 12 month, 18 month and 30 Years
DSCR Threshold: .75 - 1.0
Loan Type: Purchase, Rate & Term, Cash-Out
Asset Type: 2-10 Unit Mixed Use
Loan Type: 12 month, 18 month and 30 Years
DSCR Threshold: 1.1
Loan Type: Purchase, Rate & Term, Cash-Out
Asset Type: 10-50 Unit MultiFamily Residential
Loan Type: 12 month, 18 month and 30 Years
DSCR Threshold: 1.2
Contact the Ikonic Capital Lending Team
Let’s structure your next move. Fill out the form below and a team specialist will reach out to discuss tailored loan solutions for your deal.
